Friday, January 27, 2006
Thursday, October 06, 2005
Holiday let mortgages
2 new domains relating to holiday let mortgages and holiday buy to let mortgages
Monday, September 19, 2005
Loan payment insurance
Loan payment insurance is a useful extra to consider when taking out a personal loan or car loan. Loan payment insurance or personal loan insurance will protect the monthly loan payment if you cannot work due to disability or redundancy. Loan insurance can be expensive if bought from the loan company but is cheaper if bought from a broker.
Loan insurance protection
Cheap loan insurance
If you have a loan or a personal loan then you should consider cheap loan insurance to protect the loan
Cheap loan insurance is available from many different loan insurance providers but a broker can normally offer insurance for loans at a cheap premium than the company who provides the personal loan or secured personal loan.
Personal loan insurance
If you have a loan or a personal loan then you should consider personal loan insurance to protect the loan in the event of accident sickness or unemployment
Personal loan insurance is available from many different providers but a broker can normally offer insurance for loans at a cheap premium than the company who provides the personal loan.
Sunday, September 18, 2005
Kingsmead Primary School has a new website
Kingsmead Primary School now has a new website thanks to Teacher Susie Whitmore.
The new website can be found at http://www.kingsmead.ik.org
Friday, August 26, 2005
Tuesday, August 09, 2005
Secured loan personal
Secured loan personal is a commonly used internet search phrase. People searching for secured loan personal are most likely looking for secure personal loans or second charge loans or second charge mortgages.
Personal secured loans are different from mortgages as mortgages take a first charge over the property to be mortgaged. First time buyers normally need a mortgage to buy their first home.
Loan personal secured
Personal secured loan UK
Monday, August 08, 2005
IFA
Enhanced Wealth is an IFA or independent financial adviser. Also an independent mortgage broker. Based in Bexleyheath Kent Enhanced Wealth can provide mortgage IFA advice to towns across Kent.
Navy mortgages - Mortgage advice
Welcome to Enhanced Wealth Limited. Independent Financial Advisers (IFA) and independent mortgage brokers.
If need help with navy mortgages or need advice about navy mortgage then Enhanced Wealth can help you. As an independent mortgage broker we understand navy mortgages and so will be able to get the best deal for you. An independent broker can choose from all of the mortgage lenders so your choice is better.
Navy mortgages are more difficult for some other mortgage brokers but we have experience with navy personnel mortgages and so we will be pleased to help you. Posted overseas, have only a BFPO address? We can still help.
Please click on the link below for no nonsense mortgage advice for military mortgages, army mortgages, navy mortgages.
Mortgages House purchase Remortgage Capital raising Buy to let Secured personal loans
Military mortgages - Mortgage advice
Welcome to Enhanced Wealth Limited. Independent Financial Advisers (IFA) and independent mortgage brokers.
If need help with military mortgages or need advice about military mortgage then Enhanced Wealth can help you. As an independent mortgage broker we understand military mortgages and so will be able to get the best deal for you. An independent broker can choose from all of the mortgage lenders so your choice is better.
Military mortgages are more difficult for some other mortgage brokers but we have experience with military personnel mortgages and so we will be pleased to help you. Posted overseas, have only a BFPO address? We can still help.
Please click on the link below for no nonsense mortgage advice for military mortgages, army mortgages, navy mortgages.
Mortgages House purchase Remortgage Capital raising Buy to let Secured personal loans
Army mortgages
Welcome to Enhanced Wealth Limited. Independent Financial Advisers (IFA) and independent mortgage brokers.
If you need help with army mortgages or need advice about army mortgage then Enhanced Wealth can help you. As an independent mortgage broker we understand army mortgages and so will be able to get the best deal for you. An independent broker can choose from all of the mortgage lenders so your choice is better.
Army mortgages are more difficult for some other mortgage brokers but we have experience with army personnel mortgages and so we will be pleased to help you. Posted overseas, have only a BFPO address? We can still help.
Please click on the link below for no nonsense mortgage advice for military mortgages, army mortgages, navy mortgages.
Mortgages House purchase Remortgage Capital raising Buy to let Secured personal loans
Secured personal loans
It has been reported recently that secured personal loans and second charge loans are being overlooked as an alternative to remortgaging
Secured, second charge loans are being overlooked by brokers as an alternative to remortgaging, according to specialist broker Enhanced Wealth Limited
The latest figures from the Council of Mortgage Lenders show remortgaging as 46% of total lending, but warned:"There are a lot of potential clients who represent a good borrowing risk but do not have enough equity to meet their needs through a remortgage. Others face early repayment charges, have credit problems or just do not want to add to the size or term of their loan. That is where the second charge loan comes in."
Sean Horton, director of broker Enhanced Wealth Limited, commented: "A second charge loan or secured personal loan can be a good option for clients with current redemption penalties. It is also useful if a clients credit history has deteriorated since taking out their main mortgage. In this scenario, remortgaging on an adverse credit basis may cause the interest rate charged to be higher overall than if a secured personal loan was used for just the additional funds.
However, secured personal loans are by their nature more risky so the interest rate charged will be higher than the main mortgage. Secured loans can be obtained for up to 125% of the value of the home and can be used for almost any purpose. The individual client's circumstances and repayment terms will determine whether a second charge loan or refinancing is more appropriate. We always recommend clients seek advice from an independent mortgage broker”.
Secured personal loans overlooked as alternative to remortgaging
Secured, second charge loans are being overlooked by brokers as an alternative to remortgaging, according to specialist lender FirstPlus.
Jeremy Masding, chief executive of FirstPlus, said the latest figures from the Council of Mortgage Lenders show remortgaging as 46% of total lending, but warned:"There are a lot of potential clients who represent a good borrowing risk but do not have enough equity to meet their needs through a remortgage. Others face early repayment charges or just do not want to add to the size or term of their loan. That is where the second charge loan comes in."
Alex Ruthven, director of broker AM Ruthven, commented: "A second charge loan can be an option for clients with current redemption penalties. They may find it more manageable to synchronise all their loans in the future, making for a neater package. Although, by the nature of the product, a second charge loan will invariably incur higher penalties than refinancing. Admin charges should also be taken into account."
However, Tom Bland, associate director at broker Savills, said: "With secured personal loans of up to 125% of the value of the home, the term of the loan is as important a factor as interest rates. There is a significant difference in borrowing £10,000 over two years and £10,000 over 10 years. The individual client's circumstances and repayment terms will determine whether a second charge loan or refinancing is more appropriate."

